Short post why I don’t pay off our debt early and invest money.
First, off our financial liabilities are cheap. Leasing has 2,05% Student loan 1,85% and Mortgage 1,65%, while my investments make on average 5% and I can get that return quitr safe with T or MO and even more with some REITs.
Second, even if going for lower yield investments like MMM, CSCO or JNJ with post tax yield in range of 1,5-2,5%, still I would go for one practical reason – if something bad will happin I will have money, less if share prices at the bottom, but still something at hand in case of really bad situation. But if I pay-off my debts early banks will never lend me back the money that I repaid in advance.